An obligation to yourself and those who depend on you.
You don’t know what you’ve got until its gone. There’s a lot of truth to that especially as it applies to your family’s stream of income. More than 375,000 Americans become totally disabled every year, and approximately 110 million Americans don’t have long-term disability coverage. Providing for your family as the primary breadwinner is a role fraught with many pressures and responsibilities so why not get peace of mind when you can? If you get injured in an accident and you are forced to leave the workforce for an indeterminate amount of time, make sure those that depend on you are cared for. Circumstances may take you down, but you and your loved ones don’t have to stay that way.