Dave's DI Dispatch

Dave’s DI Dispatch: Vol. 81

ADVANCED INCOME REPLACEMENT STRATEGIES

“Comprehensive disability insurance isn’t usually the first product on the minds of U.S. insurance advisors, nor on the minds of their clients.  We are required to have health and auto insurance, and we all know that someday we will die.  But most of us never think we will be so sick or injured that we can’t work and earn a living.””Americans, regardless of age or gender, have a generalized “Superman” complex- not believing they are susceptible to accident or illness and eventual temporary or permanent disablement.”  Read the attached article, written by Joe Russo of Petersen International Underwriters, and you will see that statistical data relays a vivid picture much to the contrary.