Breaking News

*LAST CALL FOR MONEYGUARD APPLICATIONS*

MoneyGuard Re-Price In an effort to keep you current, this is a reminder that Lincoln has a hard deadline of November 1st to receive all MoneyGuard applications to save current pricing.  Further, Lincoln will need premiums in hand no later than December 27th in order to place policies in force before years end.  It is […]

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Prudential Pulls Non-Smoker Rates for E-Cigarettes/ Vaping

*ATTN* All Advisors with Clients who Vape or use E-Cigarettes  Prudential has been our only carrier that could underwrite E-Cigarette and Vaping at Non-Smoker Plus rates. That will soon come to an end. The following is a notice from Prudential: The purpose of this note is to give everyone a heads-up that we will be changing our […]

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NEW MoneyGuard Pricing is Here!

*THIS JUST IN* MoneyGuard Re-Price  Pricing on the newest version of MoneyGuard was released this week.  Based on a large sampling of clients at various ages, the new product appears to be 7-10% more expensive which corresponds to a reduction in your clients buying power of Long Term Care benefits.  The new product will also […]

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BKA Digest: Industry-Wide Product Changes Coming

PRICE AND PRODUCT VOLATILITY For the past seven years, the National Association of Insurance Commissioners has been studying the need to “right size” the reserve calculations used by insurance companies to assure that appropriate funds are on hand when claims come due. A new methodology was approved in 2017 with a required implementation date of […]

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